Pension Credit
- Pension Credit
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Please note: as an older person, finding out which benefits you may be entitled to, and the impact they may have on other benefits, is not always straightforward. There is a huge amount of information available about benefits, but this can be overwhelming or confusing. We would always advise you to seek advice from an independent Welfare Rights Officer, who will be able to look at your individual situation and guide you through the applications process.
You can find details of local and citywide organisations that provide independent and free benefits advice on the Newcastle Welfare Rights webpages.
Pension Credit is an entitlement for people aged 60 years old and over. Pension Credit is a means-tested benefit and it has two parts:
- the guarantee credit, which acts as a top-up for those on a low income; and
- the savings credit, which provides extra cash to people aged 65 years old and over who have income over a set level because they have saved and/or have other pensions apart from the State Pension.




