22 June 2020
Learning disability awareness week; #loneliness week; #caring for grandparents month.
Look after your mental health this Christmas
Plan for a less wasteful Christmas
Tax tips – PPI refund
Money saving ideas for Christmas
Ways you can help others this Christmas
Affordable home furnishings, electrical items, TVs, games and bikes
Events and Activities
Christmas, music and search by day or food and drink.
Christmas can have a positive effect on some people whilst for others it is a time of anxiety, stress and loneliness. Make sure you take time to focus on your needs by setting boundaries, planning, managing your own and others’ expectations, volunteering and much more. 50 million hours of volunteering are expected over Christmas. Listen to the Mental Health Foundation podcast.
There are teams of mental health care professionals who work with people in severe distress. Contact:
Did you know that wrapping paper with glitter or foil on it can’t be recycled? If you scrunch the paper up and it springs back out it has plastic in it. This means it can’t be recycled.
Instead, why not use brown paper tied with string or decorate your own paper? Or try reusable wrapping, such as a pretty scarf that can be part of the present too? You can pick up cheap scarves in charity shops, or cut up old clothes to make your own reusable wrapping wrap.
Recycle Now has more ideas for a less wasteful Christmas
TV programmes to get ideas
Christmas can be a stressful time for people on tight incomes. Trying to provide the best Christmas you can for family and friends, sometimes means people turn to doorstep lenders, pay day loan companies or other high cost credit providers to pay for Christmas.
Some people may also turn to illegal money lenders (or loan sharks) who will charge even higher rates of interest.
Moneywise Credit Union can help with cheaper and fairer loans. For example:
Moneywise is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority No. 213486
If you are one of the many thousands of people who received a PPI or payday loan refund since 6th April 2016, was tax taken off the interest that was paid to you?
If yes, good news! You can probably claim some or all of the tax that was deducted from the interest back. If you don’t pay income tax or if you earn £18,500 or less then you can claim. Visit the GOV.UK website and complete form R40 or ring 0300 200 3313 to request a form in the post. You can claim for each PPI claim/year, but they won’t back date more than 4 years.
Christmas can be an expensive time of year and we often end up spending more than we need to. It’s easy to get swept away by the glitter, twinkly lights, wine and food. This year, why not try saving money, helping the environment or a good cause?Whatever your income, plan what you want to buy and make a budget.
You may be thinking of making a big purchase in the run up to Christmas. There are some high cost options on the high street but Moneywise can help.Own Comforts is the online catalogue from Moneywise Credit Union where you can buy items for a lower monthly repayment. You can spread the cost over 12 months.Moneywise is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority No. 213486
We have a range of events and activities on InformationNOW. If you have Christmas events to add to our calendar email us email@example.com
Here’s a selection of what’s coming soon:
Last updated: April 8, 2020