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Benefit Cap

What is the Benefit Cap?

The benefit cap is a limit on the total amount of benefit you can get. It applies to most people aged 16 or over who have not reached State Pension age.

How does it work?

The benefit cap affects:

  • Universal Credit
  • Bereavement Allowance
  • Child Benefit
  • Child Tax Credit
  • Employment and Support Allowance
  • Housing Benefit
  • Incapacity Benefit
  • Income Support
  • Jobseeker’s Allowance
  • Maternity Allowance
  • Severe Disablement Allowance
  • Widowed Parent’s Allowance (or Widowed Mother’s Allowance or Widow’s Pension (if you started getting it before 9 April 2001)

You might not be affected by the benefit cap if you get certain benefits or you’re over State Pension age.

Check how it will affect you

The Government has a calculator that gives an estimate of how much your benefit might be capped.  To use the calculator you’ll need to know the amounts of each benefit you get, and the number of people in your household.  Your household includes you, your partner and any children that you are responsible for and who live with you.

You can’t check if you’re affected by the benefit cap if you’re claiming Universal Credit.

Last updated: April 15, 2021